Market Overview
Home Prices in West Winfield, NY
The median home value in West Winfield, NY is $215,860 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.3% compared to a year ago and up 2.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in West Winfield are priced47% below average. West Winfield is part of the Oneonta, NY metro area.
Over the past five years, West Winfield home values have risen by approximately40.7%, reflecting strong long-term appreciation in this market.
Price History
West Winfield Home Price Trend
City Comparison
West Winfield vs. National Median
At $215,860, homes in West Winfield cost 47% below the national median of $410,000. This makes West Winfield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in West Winfield?
20% Down Payment
$43,172
on $215,860
Monthly P&I
$1,126/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,430/mo
incl. taxes & insurance
Income Needed
$57,200
gross annual (30% rule)
10% Down Option
$21,586
+ PMI applies
Loan Amount (20% dn)
$172,688
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in West Winfield, NY?
The median home value in West Winfield is $215,860 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.3% year-over-year.
How much have home prices changed in West Winfield?
Over the past year, home values in West Winfield have increased by 7.3%. Over five years, prices have risen approximately 40.7%.
How much do I need to earn to buy a home in West Winfield?
To comfortably afford the median home price of $215,860 with a 20% down payment ($43,172) at today's rates (6.8%), you'd need a gross annual income of approximately $57,200. This assumes keeping total housing costs at or below 30% of gross income.
How does West Winfield compare to the national average home price?
The national median home value is approximately $410,000. At $215,860, homes in West Winfield are 47% below the national average.
What metro area is West Winfield part of?
West Winfield is part of the Oneonta, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.