Market Overview
Home Prices in Westfield, NY
The median home value in Westfield, NY is $189,488 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Westfield are priced54% below average. Westfield is part of the Jamestown-Dunkirk-Fredonia, NY metro area.
Price History
Westfield Home Price Trend
2024
$179,071
$179K
—
2025
$182,873
$183K
+2.1%
2026
$189,488
$189K
+3.6%
City Comparison
Westfield vs. National Median
🏠 Westfield
$189,488
National Median
$410,000
At $189,488, homes in Westfield cost 54% below the national median of $410,000. This makes Westfield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Westfield?
20% Down Payment
$37,898
on $189,488
Monthly P&I
$988/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,255/mo
incl. taxes & insurance
Income Needed
$50,200
gross annual (30% rule)
10% Down Option
$18,949
+ PMI applies
Loan Amount (20% dn)
$151,590
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Westfield, NY?
The median home value in Westfield is $189,488 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Westfield?
Over the past year, home values in Westfield have increased by 3.6%.
How much do I need to earn to buy a home in Westfield?
To comfortably afford the median home price of $189,488 with a 20% down payment ($37,898) at today's rates (6.8%), you'd need a gross annual income of approximately $50,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Westfield compare to the national average home price?
The national median home value is approximately $410,000. At $189,488, homes in Westfield are 54% below the national average.
What metro area is Westfield part of?
Westfield is part of the Jamestown-Dunkirk-Fredonia, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.