Market Overview
Home Prices in Whitney Point, NY
The median home value in Whitney Point, NY is $202,031 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.9% compared to a year ago and up 2.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Whitney Point are priced51% below average. Whitney Point is part of the Binghamton, NY metro area.
Over the past five years, Whitney Point home values have risen by approximately37.1%, reflecting strong long-term appreciation in this market.
Price History
Whitney Point Home Price Trend
City Comparison
Whitney Point vs. National Median
At $202,031, homes in Whitney Point cost 51% below the national median of $410,000. This makes Whitney Point a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Whitney Point?
20% Down Payment
$40,406
on $202,031
Monthly P&I
$1,054/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,339/mo
incl. taxes & insurance
Income Needed
$53,560
gross annual (30% rule)
10% Down Option
$20,203
+ PMI applies
Loan Amount (20% dn)
$161,625
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Whitney Point, NY?
The median home value in Whitney Point is $202,031 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.9% year-over-year.
How much have home prices changed in Whitney Point?
Over the past year, home values in Whitney Point have increased by 6.9%. Over five years, prices have risen approximately 37.1%.
How much do I need to earn to buy a home in Whitney Point?
To comfortably afford the median home price of $202,031 with a 20% down payment ($40,406) at today's rates (6.8%), you'd need a gross annual income of approximately $53,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Whitney Point compare to the national average home price?
The national median home value is approximately $410,000. At $202,031, homes in Whitney Point are 51% below the national average.
What metro area is Whitney Point part of?
Whitney Point is part of the Binghamton, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.