📍 Wilson, NY · Zillow ZHVI · July 2026

Average Home Price in
Wilson, NY

Buffalo-Cheektowaga, NY metro area · Niagara County County

Median Home Value
$281,970
↑ 6.4% year-over-year
vs. National Median
$410,000
Wilson is 31% below
Est. Monthly Payment
$1,471/mo
20% down · 6.8% rate
Income Needed
$75K
gross annual (30% rule)
Median Home Value
$281,970
↑ 6.4% year-over-year

Down Payment (20%)$56,394
Monthly P&I$1,471/mo
With Taxes & Ins.~$1,868/mo
Income Needed$74,720/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Wilson, NY

The median home value in Wilson, NY is $281,970 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.4% compared to a year ago and up 4.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Wilson are priced31% below average. Wilson is part of the Buffalo-Cheektowaga, NY metro area.

Over the past five years, Wilson home values have risen by approximately32.2%, reflecting strong long-term appreciation in this market.

City Comparison

Wilson vs. National Median

🏠 Wilson
$281,970
National Median
$410,000

At $281,970, homes in Wilson cost 31% below the national median of $410,000. This makes Wilson a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Wilson?

20% Down Payment
$56,394
on $281,970
Monthly P&I
$1,471/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,868/mo
incl. taxes & insurance
Income Needed
$74,720
gross annual (30% rule)
10% Down Option
$28,197
+ PMI applies
Loan Amount (20% dn)
$225,576
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Wilson, NY?
The median home value in Wilson is $281,970 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.4% year-over-year.
How much have home prices changed in Wilson?
Over the past year, home values in Wilson have increased by 6.4%. Over five years, prices have risen approximately 32.2%.
How much do I need to earn to buy a home in Wilson?
To comfortably afford the median home price of $281,970 with a 20% down payment ($56,394) at today's rates (6.8%), you'd need a gross annual income of approximately $74,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Wilson compare to the national average home price?
The national median home value is approximately $410,000. At $281,970, homes in Wilson are 31% below the national average.
What metro area is Wilson part of?
Wilson is part of the Buffalo-Cheektowaga, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.