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📍 Windsor, NY · Zillow ZHVI · July 2026

Average Home Price in
Windsor, NY

Binghamton, NY metro area · Broome County County

Median Home Value
$193,284
↑ 8.1% year-over-year
vs. National Median
$410,000
Windsor is 53% below
Est. Monthly Payment
$1,008/mo
20% down · 6.8% rate
Income Needed
$51K
gross annual (30% rule)
Median Home Value
$193,284
↑ 8.1% year-over-year
Down Payment (20%)$38,657
Monthly P&I$1,008/mo
With Taxes & Ins.~$1,280/mo
Income Needed$51,200/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Windsor, NY

The median home value in Windsor, NY is $193,284 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.1% compared to a year ago and up 2.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Windsor are priced53% below average. Windsor is part of the Binghamton, NY metro area.

City Comparison

Windsor vs. National Median

🏠 Windsor
$193,284
National Median
$410,000

At $193,284, homes in Windsor cost 53% below the national median of $410,000. This makes Windsor a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Windsor?

20% Down Payment
$38,657
on $193,284
Monthly P&I
$1,008/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,280/mo
incl. taxes & insurance
Income Needed
$51,200
gross annual (30% rule)
10% Down Option
$19,328
+ PMI applies
Loan Amount (20% dn)
$154,627
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Windsor, NY?
The median home value in Windsor is $193,284 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.1% year-over-year.
How much have home prices changed in Windsor?
Over the past year, home values in Windsor have increased by 8.1%.
How much do I need to earn to buy a home in Windsor?
To comfortably afford the median home price of $193,284 with a 20% down payment ($38,657) at today's rates (6.8%), you'd need a gross annual income of approximately $51,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Windsor compare to the national average home price?
The national median home value is approximately $410,000. At $193,284, homes in Windsor are 53% below the national average.
What metro area is Windsor part of?
Windsor is part of the Binghamton, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.