Market Overview
Home Prices in Winthrop, NY
The median home value in Winthrop, NY is $150,394 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.3% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Winthrop are priced63% below average. Winthrop is part of the Ogdensburg-Massena, NY metro area.
Over the past five years, Winthrop home values have risen by approximately23.6%, reflecting strong long-term appreciation in this market.
Price History
Winthrop Home Price Trend
City Comparison
Winthrop vs. National Median
At $150,394, homes in Winthrop cost 63% below the national median of $410,000. This makes Winthrop a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Winthrop?
20% Down Payment
$30,079
on $150,394
Monthly P&I
$784/mo
30-yr @ 6.8%
Total Monthly Est.
~$996/mo
incl. taxes & insurance
Income Needed
$39,840
gross annual (30% rule)
10% Down Option
$15,039
+ PMI applies
Loan Amount (20% dn)
$120,315
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Winthrop, NY?
The median home value in Winthrop is $150,394 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.3% year-over-year.
How much have home prices changed in Winthrop?
Over the past year, home values in Winthrop have increased by 8.3%. Over five years, prices have risen approximately 23.6%.
How much do I need to earn to buy a home in Winthrop?
To comfortably afford the median home price of $150,394 with a 20% down payment ($30,079) at today's rates (6.8%), you'd need a gross annual income of approximately $39,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Winthrop compare to the national average home price?
The national median home value is approximately $410,000. At $150,394, homes in Winthrop are 63% below the national average.
What metro area is Winthrop part of?
Winthrop is part of the Ogdensburg-Massena, NY metropolitan area. Home prices and market conditions can vary across the broader metro region.