Market Overview
Home Prices in Yaphank, NY
The median home value in Yaphank, NY is $567,012 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.3% compared to a year ago and up 5.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Yaphank are priced38% above average. Yaphank is part of the New York-Newark-Jersey City, NY-NJ-PA metro area.
Over the past five years, Yaphank home values have risen by approximately39.0%, reflecting strong long-term appreciation in this market.
Price History
Yaphank Home Price Trend
City Comparison
Yaphank vs. National Median
At $567,012, homes in Yaphank cost 38% above the national median of $410,000. Buyers in Yaphank should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Yaphank?
20% Down Payment
$113,402
on $567,012
Monthly P&I
$2,957/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,755/mo
incl. taxes & insurance
Income Needed
$150,200
gross annual (30% rule)
10% Down Option
$56,701
+ PMI applies
Loan Amount (20% dn)
$453,610
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Yaphank, NY?
The median home value in Yaphank is $567,012 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.3% year-over-year.
How much have home prices changed in Yaphank?
Over the past year, home values in Yaphank have increased by 5.3%. Over five years, prices have risen approximately 39.0%.
How much do I need to earn to buy a home in Yaphank?
To comfortably afford the median home price of $567,012 with a 20% down payment ($113,402) at today's rates (6.8%), you'd need a gross annual income of approximately $150,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Yaphank compare to the national average home price?
The national median home value is approximately $410,000. At $567,012, homes in Yaphank are 38% above the national average.
What metro area is Yaphank part of?
Yaphank is part of the New York-Newark-Jersey City, NY-NJ-PA metropolitan area. Home prices and market conditions can vary across the broader metro region.