Market Overview
Home Prices in Hamilton, OH
The median home value in Hamilton, OH is $310,584 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.6% compared to a year ago and up 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Hamilton are priced24% below average. Hamilton is part of the Cincinnati, OH-KY-IN metro area.
Over the past five years, Hamilton home values have risen by approximately32.1%, reflecting strong long-term appreciation in this market.
Price History
Hamilton Home Price Trend
City Comparison
Hamilton vs. National Median
At $310,584, homes in Hamilton cost 24% below the national median of $410,000. This makes Hamilton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Hamilton?
20% Down Payment
$62,117
on $310,584
Monthly P&I
$1,620/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,057/mo
incl. taxes & insurance
Income Needed
$82,280
gross annual (30% rule)
10% Down Option
$31,058
+ PMI applies
Loan Amount (20% dn)
$248,467
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Hamilton, OH?
The median home value in Hamilton is $310,584 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.6% year-over-year.
How much have home prices changed in Hamilton?
Over the past year, home values in Hamilton have increased by 3.6%. Over five years, prices have risen approximately 32.1%.
How much do I need to earn to buy a home in Hamilton?
To comfortably afford the median home price of $310,584 with a 20% down payment ($62,117) at today's rates (6.8%), you'd need a gross annual income of approximately $82,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Hamilton compare to the national average home price?
The national median home value is approximately $410,000. At $310,584, homes in Hamilton are 24% below the national average.
What metro area is Hamilton part of?
Hamilton is part of the Cincinnati, OH-KY-IN metropolitan area. Home prices and market conditions can vary across the broader metro region.