Market Overview
Home Prices in Central Point, OR
The median home value in Central Point, OR is $424,561 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1% compared to a year ago and up 0.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Central Point are priced4% above average. Central Point is part of the Medford, OR metro area.
Over the past five years, Central Point home values have risen by approximately10.1%, reflecting steady appreciation in this market.
Price History
Central Point Home Price Trend
City Comparison
Central Point vs. National Median
At $424,561, homes in Central Point cost 4% above the national median of $410,000. Buyers in Central Point should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Central Point?
20% Down Payment
$84,912
on $424,561
Monthly P&I
$2,214/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,812/mo
incl. taxes & insurance
Income Needed
$112,480
gross annual (30% rule)
10% Down Option
$42,456
+ PMI applies
Loan Amount (20% dn)
$339,649
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Central Point, OR?
The median home value in Central Point is $424,561 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1% year-over-year.
How much have home prices changed in Central Point?
Over the past year, home values in Central Point have increased by 1%. Over five years, prices have risen approximately 10.1%.
How much do I need to earn to buy a home in Central Point?
To comfortably afford the median home price of $424,561 with a 20% down payment ($84,912) at today's rates (6.8%), you'd need a gross annual income of approximately $112,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Central Point compare to the national average home price?
The national median home value is approximately $410,000. At $424,561, homes in Central Point are 4% above the national average.
What metro area is Central Point part of?
Central Point is part of the Medford, OR metropolitan area. Home prices and market conditions can vary across the broader metro region.