Market Overview
Home Prices in Cloverdale, OR
The median home value in Cloverdale, OR is $529,522 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1.2% compared to a year ago and down 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cloverdale are priced29% above average.
Over the past five years, Cloverdale home values have risen by approximately12.8%, reflecting steady appreciation in this market.
Price History
Cloverdale Home Price Trend
2020
$365,375
$365K
—
2021
$469,401
$469K
+28.5%
2022
$589,935
$590K
+25.7%
2023
$556,636
$557K
-5.6%
2024
$541,027
$541K
-2.8%
2025
$535,845
$536K
-1.0%
2026
$529,522
$530K
-1.2%
City Comparison
Cloverdale vs. National Median
🏠 Cloverdale
$529,522
National Median
$410,000
At $529,522, homes in Cloverdale cost 29% above the national median of $410,000. Buyers in Cloverdale should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Cloverdale?
20% Down Payment
$105,904
on $529,522
Monthly P&I
$2,762/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,508/mo
incl. taxes & insurance
Income Needed
$140,320
gross annual (30% rule)
10% Down Option
$52,952
+ PMI applies
Loan Amount (20% dn)
$423,618
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cloverdale, OR?
The median home value in Cloverdale is $529,522 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1.2% year-over-year.
How much have home prices changed in Cloverdale?
Over the past year, home values in Cloverdale have decreased by 1.2%. Over five years, prices have risen approximately 12.8%.
How much do I need to earn to buy a home in Cloverdale?
To comfortably afford the median home price of $529,522 with a 20% down payment ($105,904) at today's rates (6.8%), you'd need a gross annual income of approximately $140,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Cloverdale compare to the national average home price?
The national median home value is approximately $410,000. At $529,522, homes in Cloverdale are 29% above the national average.