Market Overview
Home Prices in Fossil, OR
The median home value in Fossil, OR is $274,538 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.1% compared to a year ago and up 0.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Fossil are priced33% below average.
Over the past five years, Fossil home values have risen by approximately33.9%, reflecting strong long-term appreciation in this market.
Price History
Fossil Home Price Trend
2020
$158,217
$158K
—
2021
$205,062
$205K
+29.6%
2022
$235,988
$236K
+15.1%
2023
$240,126
$240K
+1.8%
2024
$255,018
$255K
+6.2%
2025
$256,401
$256K
+0.5%
2026
$274,538
$275K
+7.1%
City Comparison
Fossil vs. National Median
🏠 Fossil
$274,538
National Median
$410,000
At $274,538, homes in Fossil cost 33% below the national median of $410,000. This makes Fossil a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Fossil?
20% Down Payment
$54,908
on $274,538
Monthly P&I
$1,432/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,819/mo
incl. taxes & insurance
Income Needed
$72,760
gross annual (30% rule)
10% Down Option
$27,454
+ PMI applies
Loan Amount (20% dn)
$219,630
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Fossil, OR?
The median home value in Fossil is $274,538 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.1% year-over-year.
How much have home prices changed in Fossil?
Over the past year, home values in Fossil have increased by 7.1%. Over five years, prices have risen approximately 33.9%.
How much do I need to earn to buy a home in Fossil?
To comfortably afford the median home price of $274,538 with a 20% down payment ($54,908) at today's rates (6.8%), you'd need a gross annual income of approximately $72,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Fossil compare to the national average home price?
The national median home value is approximately $410,000. At $274,538, homes in Fossil are 33% below the national average.