📍 Happy Valley, OR · Zillow ZHVI · July 2026

Average Home Price in
Happy Valley, OR

Portland-Vancouver-Hillsboro, OR-WA metro area · Clackamas County County

Median Home Value
$691,900
↓ 1% year-over-year
vs. National Median
$410,000
Happy Valley is 69% above
Est. Monthly Payment
$3,609/mo
20% down · 6.8% rate
Income Needed
$183K
gross annual (30% rule)
Median Home Value
$691,900
↓ 1% year-over-year

Down Payment (20%)$138,380
Monthly P&I$3,609/mo
With Taxes & Ins.~$4,583/mo
Income Needed$183,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Happy Valley, OR

The median home value in Happy Valley, OR is $691,900 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 1% compared to a year ago and up 0.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Happy Valley are priced69% above average. Happy Valley is part of the Portland-Vancouver-Hillsboro, OR-WA metro area.

Over the past five years, Happy Valley home values have risen by approximately11.9%, reflecting steady appreciation in this market.

City Comparison

Happy Valley vs. National Median

🏠 Happy Valley
$691,900
National Median
$410,000

At $691,900, homes in Happy Valley cost 69% above the national median of $410,000. Buyers in Happy Valley should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Happy Valley?

20% Down Payment
$138,380
on $691,900
Monthly P&I
$3,609/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,583/mo
incl. taxes & insurance
Income Needed
$183,320
gross annual (30% rule)
10% Down Option
$69,190
+ PMI applies
Loan Amount (20% dn)
$553,520
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Happy Valley, OR?
The median home value in Happy Valley is $691,900 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 1% year-over-year.
How much have home prices changed in Happy Valley?
Over the past year, home values in Happy Valley have decreased by 1%. Over five years, prices have risen approximately 11.9%.
How much do I need to earn to buy a home in Happy Valley?
To comfortably afford the median home price of $691,900 with a 20% down payment ($138,380) at today's rates (6.8%), you'd need a gross annual income of approximately $183,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Happy Valley compare to the national average home price?
The national median home value is approximately $410,000. At $691,900, homes in Happy Valley are 69% above the national average.
What metro area is Happy Valley part of?
Happy Valley is part of the Portland-Vancouver-Hillsboro, OR-WA metropolitan area. Home prices and market conditions can vary across the broader metro region.