Market Overview
Home Prices in Lincoln City, OR
The median home value in Lincoln City, OR is $502,801 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.7% compared to a year ago and down 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Lincoln City are priced23% above average. Lincoln City is part of the Newport, OR metro area.
Over the past five years, Lincoln City home values have risen by approximately20.6%, reflecting strong long-term appreciation in this market.
Price History
Lincoln City Home Price Trend
City Comparison
Lincoln City vs. National Median
At $502,801, homes in Lincoln City cost 23% above the national median of $410,000. Buyers in Lincoln City should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Lincoln City?
20% Down Payment
$100,560
on $502,801
Monthly P&I
$2,622/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,330/mo
incl. taxes & insurance
Income Needed
$133,200
gross annual (30% rule)
10% Down Option
$50,280
+ PMI applies
Loan Amount (20% dn)
$402,241
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Lincoln City, OR?
The median home value in Lincoln City is $502,801 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.7% year-over-year.
How much have home prices changed in Lincoln City?
Over the past year, home values in Lincoln City have increased by 0.7%. Over five years, prices have risen approximately 20.6%.
How much do I need to earn to buy a home in Lincoln City?
To comfortably afford the median home price of $502,801 with a 20% down payment ($100,560) at today's rates (6.8%), you'd need a gross annual income of approximately $133,200. This assumes keeping total housing costs at or below 30% of gross income.
How does Lincoln City compare to the national average home price?
The national median home value is approximately $410,000. At $502,801, homes in Lincoln City are 23% above the national average.
What metro area is Lincoln City part of?
Lincoln City is part of the Newport, OR metropolitan area. Home prices and market conditions can vary across the broader metro region.