📍 Richland, OR · Zillow ZHVI · July 2026

Average Home Price in
Richland, OR

Baker County County

Median Home Value
$372,217
↑ 7.2% year-over-year
vs. National Median
$410,000
Richland is 9% below
Est. Monthly Payment
$1,941/mo
20% down · 6.8% rate
Income Needed
$99K
gross annual (30% rule)
Median Home Value
$372,217
↑ 7.2% year-over-year

Down Payment (20%)$74,443
Monthly P&I$1,941/mo
With Taxes & Ins.~$2,465/mo
Income Needed$98,600/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Richland, OR

The median home value in Richland, OR is $372,217 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.2% compared to a year ago and up 1.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Richland are priced9% below average.

City Comparison

Richland vs. National Median

🏠 Richland
$372,217
National Median
$410,000

At $372,217, homes in Richland cost 9% below the national median of $410,000. This makes Richland a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Richland?

20% Down Payment
$74,443
on $372,217
Monthly P&I
$1,941/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,465/mo
incl. taxes & insurance
Income Needed
$98,600
gross annual (30% rule)
10% Down Option
$37,222
+ PMI applies
Loan Amount (20% dn)
$297,774
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Richland, OR?
The median home value in Richland is $372,217 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.2% year-over-year.
How much have home prices changed in Richland?
Over the past year, home values in Richland have increased by 7.2%.
How much do I need to earn to buy a home in Richland?
To comfortably afford the median home price of $372,217 with a 20% down payment ($74,443) at today's rates (6.8%), you'd need a gross annual income of approximately $98,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Richland compare to the national average home price?
The national median home value is approximately $410,000. At $372,217, homes in Richland are 9% below the national average.