Market Overview
Home Prices in Trail, OR
The median home value in Trail, OR is $495,056 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 0.9% from two years prior.
Compared to the U.S. national median of $410,000, homes in Trail are priced21% above average. Trail is part of the Medford, OR metro area.
Over the past five years, Trail home values have risen by approximately2.5%, reflecting modest growth in this market.
Price History
Trail Home Price Trend
2020
$384,138
$384K
—
2021
$482,760
$483K
+25.7%
2022
$528,199
$528K
+9.4%
2023
$478,188
$478K
-9.5%
2024
$480,971
$481K
+0.6%
2025
$485,235
$485K
+0.9%
2026
$495,056
$495K
+2.0%
City Comparison
Trail vs. National Median
🏠 Trail
$495,056
National Median
$410,000
At $495,056, homes in Trail cost 21% above the national median of $410,000. Buyers in Trail should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Trail?
20% Down Payment
$99,011
on $495,056
Monthly P&I
$2,582/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,279/mo
incl. taxes & insurance
Income Needed
$131,160
gross annual (30% rule)
10% Down Option
$49,506
+ PMI applies
Loan Amount (20% dn)
$396,045
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Trail, OR?
The median home value in Trail is $495,056 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Trail?
Over the past year, home values in Trail have increased by 2%. Over five years, prices have risen approximately 2.5%.
How much do I need to earn to buy a home in Trail?
To comfortably afford the median home price of $495,056 with a 20% down payment ($99,011) at today's rates (6.8%), you'd need a gross annual income of approximately $131,160. This assumes keeping total housing costs at or below 30% of gross income.
How does Trail compare to the national average home price?
The national median home value is approximately $410,000. At $495,056, homes in Trail are 21% above the national average.
What metro area is Trail part of?
Trail is part of the Medford, OR metropolitan area. Home prices and market conditions can vary across the broader metro region.