Market Overview
Home Prices in Umatilla, OR
The median home value in Umatilla, OR is $297,135 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2% compared to a year ago and up 3.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Umatilla are priced28% below average. Umatilla is part of the Hermiston-Pendleton, OR metro area.
Over the past five years, Umatilla home values have risen by approximately26.5%, reflecting strong long-term appreciation in this market.
Price History
Umatilla Home Price Trend
City Comparison
Umatilla vs. National Median
At $297,135, homes in Umatilla cost 28% below the national median of $410,000. This makes Umatilla a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Umatilla?
20% Down Payment
$59,427
on $297,135
Monthly P&I
$1,550/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,969/mo
incl. taxes & insurance
Income Needed
$78,760
gross annual (30% rule)
10% Down Option
$29,714
+ PMI applies
Loan Amount (20% dn)
$237,708
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Umatilla, OR?
The median home value in Umatilla is $297,135 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2% year-over-year.
How much have home prices changed in Umatilla?
Over the past year, home values in Umatilla have increased by 2%. Over five years, prices have risen approximately 26.5%.
How much do I need to earn to buy a home in Umatilla?
To comfortably afford the median home price of $297,135 with a 20% down payment ($59,427) at today's rates (6.8%), you'd need a gross annual income of approximately $78,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Umatilla compare to the national average home price?
The national median home value is approximately $410,000. At $297,135, homes in Umatilla are 28% below the national average.
What metro area is Umatilla part of?
Umatilla is part of the Hermiston-Pendleton, OR metropolitan area. Home prices and market conditions can vary across the broader metro region.