📍 Adamstown, PA · Zillow ZHVI · July 2026

Average Home Price in
Adamstown, PA

Lancaster, PA metro area · Lancaster County County

Median Home Value
$314,457
↑ 5.2% year-over-year
vs. National Median
$410,000
Adamstown is 23% below
Est. Monthly Payment
$1,640/mo
20% down · 6.8% rate
Income Needed
$83K
gross annual (30% rule)
Median Home Value
$314,457
↑ 5.2% year-over-year

Down Payment (20%)$62,891
Monthly P&I$1,640/mo
With Taxes & Ins.~$2,083/mo
Income Needed$83,320/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Adamstown, PA

The median home value in Adamstown, PA is $314,457 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.2% compared to a year ago and up 4.7% from two years prior.

Compared to the U.S. national median of $410,000, homes in Adamstown are priced23% below average. Adamstown is part of the Lancaster, PA metro area.

Over the past five years, Adamstown home values have risen by approximately34.3%, reflecting strong long-term appreciation in this market.

City Comparison

Adamstown vs. National Median

🏠 Adamstown
$314,457
National Median
$410,000

At $314,457, homes in Adamstown cost 23% below the national median of $410,000. This makes Adamstown a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Adamstown?

20% Down Payment
$62,891
on $314,457
Monthly P&I
$1,640/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,083/mo
incl. taxes & insurance
Income Needed
$83,320
gross annual (30% rule)
10% Down Option
$31,446
+ PMI applies
Loan Amount (20% dn)
$251,566
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Adamstown, PA?
The median home value in Adamstown is $314,457 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.2% year-over-year.
How much have home prices changed in Adamstown?
Over the past year, home values in Adamstown have increased by 5.2%. Over five years, prices have risen approximately 34.3%.
How much do I need to earn to buy a home in Adamstown?
To comfortably afford the median home price of $314,457 with a 20% down payment ($62,891) at today's rates (6.8%), you'd need a gross annual income of approximately $83,320. This assumes keeping total housing costs at or below 30% of gross income.
How does Adamstown compare to the national average home price?
The national median home value is approximately $410,000. At $314,457, homes in Adamstown are 23% below the national average.
What metro area is Adamstown part of?
Adamstown is part of the Lancaster, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.