📍 Bala-Cynwyd, PA · Zillow ZHVI · July 2026

Average Home Price in
Bala-Cynwyd, PA

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area · Montgomery County County

Median Home Value
$707,148
↑ 4% year-over-year
vs. National Median
$410,000
Bala-Cynwyd is 72% above
Est. Monthly Payment
$3,688/mo
20% down · 6.8% rate
Income Needed
$187K
gross annual (30% rule)
Median Home Value
$707,148
↑ 4% year-over-year

Down Payment (20%)$141,430
Monthly P&I$3,688/mo
With Taxes & Ins.~$4,684/mo
Income Needed$187,360/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Bala-Cynwyd, PA

The median home value in Bala-Cynwyd, PA is $707,148 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4% compared to a year ago and up 4.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Bala-Cynwyd are priced72% above average. Bala-Cynwyd is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.

City Comparison

Bala-Cynwyd vs. National Median

🏠 Bala-Cynwyd
$707,148
National Median
$410,000

At $707,148, homes in Bala-Cynwyd cost 72% above the national median of $410,000. Buyers in Bala-Cynwyd should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Bala-Cynwyd?

20% Down Payment
$141,430
on $707,148
Monthly P&I
$3,688/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,684/mo
incl. taxes & insurance
Income Needed
$187,360
gross annual (30% rule)
10% Down Option
$70,715
+ PMI applies
Loan Amount (20% dn)
$565,718
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Bala-Cynwyd, PA?
The median home value in Bala-Cynwyd is $707,148 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4% year-over-year.
How much have home prices changed in Bala-Cynwyd?
Over the past year, home values in Bala-Cynwyd have increased by 4%.
How much do I need to earn to buy a home in Bala-Cynwyd?
To comfortably afford the median home price of $707,148 with a 20% down payment ($141,430) at today's rates (6.8%), you'd need a gross annual income of approximately $187,360. This assumes keeping total housing costs at or below 30% of gross income.
How does Bala-Cynwyd compare to the national average home price?
The national median home value is approximately $410,000. At $707,148, homes in Bala-Cynwyd are 72% above the national average.
What metro area is Bala-Cynwyd part of?
Bala-Cynwyd is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. Home prices and market conditions can vary across the broader metro region.