📍 Berlin, PA · Zillow ZHVI · July 2026

Average Home Price in
Berlin, PA

Somerset, PA metro area · Somerset County County

Median Home Value
$194,502
↑ 8.1% year-over-year
vs. National Median
$410,000
Berlin is 53% below
Est. Monthly Payment
$1,014/mo
20% down · 6.8% rate
Income Needed
$52K
gross annual (30% rule)
Median Home Value
$194,502
↑ 8.1% year-over-year

Down Payment (20%)$38,900
Monthly P&I$1,014/mo
With Taxes & Ins.~$1,288/mo
Income Needed$51,520/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Berlin, PA

The median home value in Berlin, PA is $194,502 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 8.1% compared to a year ago and down 1.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Berlin are priced53% below average. Berlin is part of the Somerset, PA metro area.

Over the past five years, Berlin home values have risen by approximately18.9%, reflecting steady appreciation in this market.

City Comparison

Berlin vs. National Median

🏠 Berlin
$194,502
National Median
$410,000

At $194,502, homes in Berlin cost 53% below the national median of $410,000. This makes Berlin a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Berlin?

20% Down Payment
$38,900
on $194,502
Monthly P&I
$1,014/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,288/mo
incl. taxes & insurance
Income Needed
$51,520
gross annual (30% rule)
10% Down Option
$19,450
+ PMI applies
Loan Amount (20% dn)
$155,602
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Berlin, PA?
The median home value in Berlin is $194,502 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 8.1% year-over-year.
How much have home prices changed in Berlin?
Over the past year, home values in Berlin have increased by 8.1%. Over five years, prices have risen approximately 18.9%.
How much do I need to earn to buy a home in Berlin?
To comfortably afford the median home price of $194,502 with a 20% down payment ($38,900) at today's rates (6.8%), you'd need a gross annual income of approximately $51,520. This assumes keeping total housing costs at or below 30% of gross income.
How does Berlin compare to the national average home price?
The national median home value is approximately $410,000. At $194,502, homes in Berlin are 53% below the national average.
What metro area is Berlin part of?
Berlin is part of the Somerset, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.