Market Overview
Home Prices in Berwick, PA
The median home value in Berwick, PA is $217,699 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.9% compared to a year ago and up 0.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Berwick are priced47% below average. Berwick is part of the Bloomsburg-Berwick, PA metro area.
Over the past five years, Berwick home values have risen by approximately10.0%, reflecting steady appreciation in this market.
Price History
Berwick Home Price Trend
City Comparison
Berwick vs. National Median
At $217,699, homes in Berwick cost 47% below the national median of $410,000. This makes Berwick a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Berwick?
20% Down Payment
$43,540
on $217,699
Monthly P&I
$1,135/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,441/mo
incl. taxes & insurance
Income Needed
$57,640
gross annual (30% rule)
10% Down Option
$21,770
+ PMI applies
Loan Amount (20% dn)
$174,159
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Berwick, PA?
The median home value in Berwick is $217,699 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.9% year-over-year.
How much have home prices changed in Berwick?
Over the past year, home values in Berwick have increased by 0.9%. Over five years, prices have risen approximately 10.0%.
How much do I need to earn to buy a home in Berwick?
To comfortably afford the median home price of $217,699 with a 20% down payment ($43,540) at today's rates (6.8%), you'd need a gross annual income of approximately $57,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Berwick compare to the national average home price?
The national median home value is approximately $410,000. At $217,699, homes in Berwick are 47% below the national average.
What metro area is Berwick part of?
Berwick is part of the Bloomsburg-Berwick, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.