Market Overview
Home Prices in Boswell, PA
The median home value in Boswell, PA is $164,105 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.3% compared to a year ago and down 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Boswell are priced60% below average. Boswell is part of the Somerset, PA metro area.
Over the past five years, Boswell home values have risen by approximately9.7%, reflecting steady appreciation in this market.
Price History
Boswell Home Price Trend
2020
$123,632
$124K
—
2021
$149,537
$150K
+21.0%
2022
$162,086
$162K
+8.4%
2023
$164,017
$164K
+1.2%
2024
$162,462
$162K
-0.9%
2025
$160,494
$160K
-1.2%
2026
$164,105
$164K
+2.2%
City Comparison
Boswell vs. National Median
🏠 Boswell
$164,105
National Median
$410,000
At $164,105, homes in Boswell cost 60% below the national median of $410,000. This makes Boswell a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Boswell?
20% Down Payment
$32,821
on $164,105
Monthly P&I
$856/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,087/mo
incl. taxes & insurance
Income Needed
$43,480
gross annual (30% rule)
10% Down Option
$16,411
+ PMI applies
Loan Amount (20% dn)
$131,284
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Boswell, PA?
The median home value in Boswell is $164,105 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.3% year-over-year.
How much have home prices changed in Boswell?
Over the past year, home values in Boswell have increased by 2.3%. Over five years, prices have risen approximately 9.7%.
How much do I need to earn to buy a home in Boswell?
To comfortably afford the median home price of $164,105 with a 20% down payment ($32,821) at today's rates (6.8%), you'd need a gross annual income of approximately $43,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Boswell compare to the national average home price?
The national median home value is approximately $410,000. At $164,105, homes in Boswell are 60% below the national average.
What metro area is Boswell part of?
Boswell is part of the Somerset, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.