📍 Cambridge Springs, PA · Zillow ZHVI · July 2026

Average Home Price in
Cambridge Springs, PA

Meadville, PA metro area · Crawford County County

Median Home Value
$195,718
↑ 5.4% year-over-year
vs. National Median
$410,000
Cambridge Springs is 52% below
Est. Monthly Payment
$1,021/mo
20% down · 6.8% rate
Income Needed
$52K
gross annual (30% rule)
Median Home Value
$195,718
↑ 5.4% year-over-year

Down Payment (20%)$39,144
Monthly P&I$1,021/mo
With Taxes & Ins.~$1,297/mo
Income Needed$51,880/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Cambridge Springs, PA

The median home value in Cambridge Springs, PA is $195,718 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.4% compared to a year ago and up 8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Cambridge Springs are priced52% below average. Cambridge Springs is part of the Meadville, PA metro area.

Over the past five years, Cambridge Springs home values have risen by approximately17.0%, reflecting steady appreciation in this market.

City Comparison

Cambridge Springs vs. National Median

🏠 Cambridge Springs
$195,718
National Median
$410,000

At $195,718, homes in Cambridge Springs cost 52% below the national median of $410,000. This makes Cambridge Springs a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Cambridge Springs?

20% Down Payment
$39,144
on $195,718
Monthly P&I
$1,021/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,297/mo
incl. taxes & insurance
Income Needed
$51,880
gross annual (30% rule)
10% Down Option
$19,572
+ PMI applies
Loan Amount (20% dn)
$156,574
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Cambridge Springs, PA?
The median home value in Cambridge Springs is $195,718 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.4% year-over-year.
How much have home prices changed in Cambridge Springs?
Over the past year, home values in Cambridge Springs have increased by 5.4%. Over five years, prices have risen approximately 17.0%.
How much do I need to earn to buy a home in Cambridge Springs?
To comfortably afford the median home price of $195,718 with a 20% down payment ($39,144) at today's rates (6.8%), you'd need a gross annual income of approximately $51,880. This assumes keeping total housing costs at or below 30% of gross income.
How does Cambridge Springs compare to the national average home price?
The national median home value is approximately $410,000. At $195,718, homes in Cambridge Springs are 52% below the national average.
What metro area is Cambridge Springs part of?
Cambridge Springs is part of the Meadville, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.