📍 Cherry Tree, PA · Zillow ZHVI · July 2026

Average Home Price in
Cherry Tree, PA

Indiana, PA metro area · Indiana County County

Median Home Value
$140,169
↑ 9.9% year-over-year
vs. National Median
$410,000
Cherry Tree is 66% below
Est. Monthly Payment
$731/mo
20% down · 6.8% rate
Income Needed
$37K
gross annual (30% rule)
Median Home Value
$140,169
↑ 9.9% year-over-year

Down Payment (20%)$28,034
Monthly P&I$731/mo
With Taxes & Ins.~$928/mo
Income Needed$37,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Cherry Tree, PA

The median home value in Cherry Tree, PA is $140,169 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.9% compared to a year ago and up 0.6% from two years prior.

Compared to the U.S. national median of $410,000, homes in Cherry Tree are priced66% below average. Cherry Tree is part of the Indiana, PA metro area.

Over the past five years, Cherry Tree home values have risen by approximately9.5%, reflecting steady appreciation in this market.

City Comparison

Cherry Tree vs. National Median

🏠 Cherry Tree
$140,169
National Median
$410,000

At $140,169, homes in Cherry Tree cost 66% below the national median of $410,000. This makes Cherry Tree a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Cherry Tree?

20% Down Payment
$28,034
on $140,169
Monthly P&I
$731/mo
30-yr @ 6.8%
Total Monthly Est.
~$928/mo
incl. taxes & insurance
Income Needed
$37,120
gross annual (30% rule)
10% Down Option
$14,017
+ PMI applies
Loan Amount (20% dn)
$112,135
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Cherry Tree, PA?
The median home value in Cherry Tree is $140,169 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.9% year-over-year.
How much have home prices changed in Cherry Tree?
Over the past year, home values in Cherry Tree have increased by 9.9%. Over five years, prices have risen approximately 9.5%.
How much do I need to earn to buy a home in Cherry Tree?
To comfortably afford the median home price of $140,169 with a 20% down payment ($28,034) at today's rates (6.8%), you'd need a gross annual income of approximately $37,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Cherry Tree compare to the national average home price?
The national median home value is approximately $410,000. At $140,169, homes in Cherry Tree are 66% below the national average.
What metro area is Cherry Tree part of?
Cherry Tree is part of the Indiana, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.