Market Overview
Home Prices in Clearfield, PA
The median home value in Clearfield, PA is $145,544 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5.2% compared to a year ago and down 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Clearfield are priced65% below average. Clearfield is part of the DuBois, PA metro area.
Over the past five years, Clearfield home values have fallen by approximately1.0%, reflecting softening conditions in this market.
Price History
Clearfield Home Price Trend
City Comparison
Clearfield vs. National Median
At $145,544, homes in Clearfield cost 65% below the national median of $410,000. This makes Clearfield a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Clearfield?
20% Down Payment
$29,109
on $145,544
Monthly P&I
$759/mo
30-yr @ 6.8%
Total Monthly Est.
~$964/mo
incl. taxes & insurance
Income Needed
$38,560
gross annual (30% rule)
10% Down Option
$14,554
+ PMI applies
Loan Amount (20% dn)
$116,435
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Clearfield, PA?
The median home value in Clearfield is $145,544 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5.2% year-over-year.
How much have home prices changed in Clearfield?
Over the past year, home values in Clearfield have increased by 5.2%. Over five years, prices have fallen approximately 1.0%.
How much do I need to earn to buy a home in Clearfield?
To comfortably afford the median home price of $145,544 with a 20% down payment ($29,109) at today's rates (6.8%), you'd need a gross annual income of approximately $38,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Clearfield compare to the national average home price?
The national median home value is approximately $410,000. At $145,544, homes in Clearfield are 65% below the national average.
What metro area is Clearfield part of?
Clearfield is part of the DuBois, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.