Market Overview
Home Prices in Confluence, PA
The median home value in Confluence, PA is $150,000 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 3.6% compared to a year ago and down 2.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Confluence are priced63% below average. Confluence is part of the Somerset, PA metro area.
Over the past five years, Confluence home values have risen by approximately2.9%, reflecting modest growth in this market.
Price History
Confluence Home Price Trend
City Comparison
Confluence vs. National Median
At $150,000, homes in Confluence cost 63% below the national median of $410,000. This makes Confluence a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Confluence?
20% Down Payment
$30,000
on $150,000
Monthly P&I
$782/mo
30-yr @ 6.8%
Total Monthly Est.
~$993/mo
incl. taxes & insurance
Income Needed
$39,720
gross annual (30% rule)
10% Down Option
$15,000
+ PMI applies
Loan Amount (20% dn)
$120,000
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Confluence, PA?
The median home value in Confluence is $150,000 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 3.6% year-over-year.
How much have home prices changed in Confluence?
Over the past year, home values in Confluence have decreased by 3.6%. Over five years, prices have risen approximately 2.9%.
How much do I need to earn to buy a home in Confluence?
To comfortably afford the median home price of $150,000 with a 20% down payment ($30,000) at today's rates (6.8%), you'd need a gross annual income of approximately $39,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Confluence compare to the national average home price?
The national median home value is approximately $410,000. At $150,000, homes in Confluence are 63% below the national average.
What metro area is Confluence part of?
Confluence is part of the Somerset, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.