Market Overview
Home Prices in Cooperstown, PA
The median home value in Cooperstown, PA is $150,096 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.1% compared to a year ago and down 3.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Cooperstown are priced63% below average. Cooperstown is part of the Oil City, PA metro area.
Over the past five years, Cooperstown home values have risen by approximately5.6%, reflecting steady appreciation in this market.
Price History
Cooperstown Home Price Trend
City Comparison
Cooperstown vs. National Median
At $150,096, homes in Cooperstown cost 63% below the national median of $410,000. This makes Cooperstown a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Cooperstown?
20% Down Payment
$30,019
on $150,096
Monthly P&I
$783/mo
30-yr @ 6.8%
Total Monthly Est.
~$994/mo
incl. taxes & insurance
Income Needed
$39,760
gross annual (30% rule)
10% Down Option
$15,010
+ PMI applies
Loan Amount (20% dn)
$120,077
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Cooperstown, PA?
The median home value in Cooperstown is $150,096 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.1% year-over-year.
How much have home prices changed in Cooperstown?
Over the past year, home values in Cooperstown have decreased by 0.1%. Over five years, prices have risen approximately 5.6%.
How much do I need to earn to buy a home in Cooperstown?
To comfortably afford the median home price of $150,096 with a 20% down payment ($30,019) at today's rates (6.8%), you'd need a gross annual income of approximately $39,760. This assumes keeping total housing costs at or below 30% of gross income.
How does Cooperstown compare to the national average home price?
The national median home value is approximately $410,000. At $150,096, homes in Cooperstown are 63% below the national average.
What metro area is Cooperstown part of?
Cooperstown is part of the Oil City, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.