Market Overview
Home Prices in Downingtown, PA
The median home value in Downingtown, PA is $598,850 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.4% compared to a year ago and up 3.5% from two years prior.
Compared to the U.S. national median of $410,000, homes in Downingtown are priced46% above average. Downingtown is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.
Over the past five years, Downingtown home values have risen by approximately31.4%, reflecting strong long-term appreciation in this market.
Price History
Downingtown Home Price Trend
City Comparison
Downingtown vs. National Median
At $598,850, homes in Downingtown cost 46% above the national median of $410,000. Buyers in Downingtown should expect to pay a premium compared to most U.S. markets.
Affordability
What Does It Cost to Buy in Downingtown?
20% Down Payment
$119,770
on $598,850
Monthly P&I
$3,123/mo
30-yr @ 6.8%
Total Monthly Est.
~$3,966/mo
incl. taxes & insurance
Income Needed
$158,640
gross annual (30% rule)
10% Down Option
$59,885
+ PMI applies
Loan Amount (20% dn)
$479,080
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Downingtown, PA?
The median home value in Downingtown is $598,850 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.4% year-over-year.
How much have home prices changed in Downingtown?
Over the past year, home values in Downingtown have increased by 2.4%. Over five years, prices have risen approximately 31.4%.
How much do I need to earn to buy a home in Downingtown?
To comfortably afford the median home price of $598,850 with a 20% down payment ($119,770) at today's rates (6.8%), you'd need a gross annual income of approximately $158,640. This assumes keeping total housing costs at or below 30% of gross income.
How does Downingtown compare to the national average home price?
The national median home value is approximately $410,000. At $598,850, homes in Downingtown are 46% above the national average.
What metro area is Downingtown part of?
Downingtown is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. Home prices and market conditions can vary across the broader metro region.