📍 Elkland, PA · Zillow ZHVI · July 2026

Average Home Price in
Elkland, PA

Tioga County County

Median Home Value
$140,031
↑ 5% year-over-year
vs. National Median
$410,000
Elkland is 66% below
Est. Monthly Payment
$730/mo
20% down · 6.8% rate
Income Needed
$37K
gross annual (30% rule)
Median Home Value
$140,031
↑ 5% year-over-year

Down Payment (20%)$28,006
Monthly P&I$730/mo
With Taxes & Ins.~$927/mo
Income Needed$37,080/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Elkland, PA

The median home value in Elkland, PA is $140,031 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 5% compared to a year ago and up 5.1% from two years prior.

Compared to the U.S. national median of $410,000, homes in Elkland are priced66% below average.

Over the past five years, Elkland home values have risen by approximately27.6%, reflecting strong long-term appreciation in this market.

City Comparison

Elkland vs. National Median

🏠 Elkland
$140,031
National Median
$410,000

At $140,031, homes in Elkland cost 66% below the national median of $410,000. This makes Elkland a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Elkland?

20% Down Payment
$28,006
on $140,031
Monthly P&I
$730/mo
30-yr @ 6.8%
Total Monthly Est.
~$927/mo
incl. taxes & insurance
Income Needed
$37,080
gross annual (30% rule)
10% Down Option
$14,003
+ PMI applies
Loan Amount (20% dn)
$112,025
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Elkland, PA?
The median home value in Elkland is $140,031 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 5% year-over-year.
How much have home prices changed in Elkland?
Over the past year, home values in Elkland have increased by 5%. Over five years, prices have risen approximately 27.6%.
How much do I need to earn to buy a home in Elkland?
To comfortably afford the median home price of $140,031 with a 20% down payment ($28,006) at today's rates (6.8%), you'd need a gross annual income of approximately $37,080. This assumes keeping total housing costs at or below 30% of gross income.
How does Elkland compare to the national average home price?
The national median home value is approximately $410,000. At $140,031, homes in Elkland are 66% below the national average.