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📍 Elrama, PA · Zillow ZHVI · July 2026

Average Home Price in
Elrama, PA

Pittsburgh, PA metro area · Washington County County

Median Home Value
$97,636
↓ 0.8% year-over-year
vs. National Median
$410,000
Elrama is 76% below
Est. Monthly Payment
$509/mo
20% down · 6.8% rate
Income Needed
$26K
gross annual (30% rule)
Median Home Value
$97,636
↓ 0.8% year-over-year
Down Payment (20%)$19,527
Monthly P&I$509/mo
With Taxes & Ins.~$646/mo
Income Needed$25,840/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Elrama, PA

The median home value in Elrama, PA is $97,636 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.8% compared to a year ago and down 8.2% from two years prior.

Compared to the U.S. national median of $410,000, homes in Elrama are priced76% below average. Elrama is part of the Pittsburgh, PA metro area.

City Comparison

Elrama vs. National Median

🏠 Elrama
$97,636
National Median
$410,000

At $97,636, homes in Elrama cost 76% below the national median of $410,000. This makes Elrama a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Elrama?

20% Down Payment
$19,527
on $97,636
Monthly P&I
$509/mo
30-yr @ 6.8%
Total Monthly Est.
~$646/mo
incl. taxes & insurance
Income Needed
$25,840
gross annual (30% rule)
10% Down Option
$9,764
+ PMI applies
Loan Amount (20% dn)
$78,109
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Elrama, PA?
The median home value in Elrama is $97,636 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.8% year-over-year.
How much have home prices changed in Elrama?
Over the past year, home values in Elrama have decreased by 0.8%.
How much do I need to earn to buy a home in Elrama?
To comfortably afford the median home price of $97,636 with a 20% down payment ($19,527) at today's rates (6.8%), you'd need a gross annual income of approximately $25,840. This assumes keeping total housing costs at or below 30% of gross income.
How does Elrama compare to the national average home price?
The national median home value is approximately $410,000. At $97,636, homes in Elrama are 76% below the national average.
What metro area is Elrama part of?
Elrama is part of the Pittsburgh, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.