Market Overview
Home Prices in Emlenton, PA
The median home value in Emlenton, PA is $157,090 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and down 1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Emlenton are priced62% below average. Emlenton is part of the Oil City, PA metro area.
Over the past five years, Emlenton home values have risen by approximately12.3%, reflecting steady appreciation in this market.
Price History
Emlenton Home Price Trend
City Comparison
Emlenton vs. National Median
At $157,090, homes in Emlenton cost 62% below the national median of $410,000. This makes Emlenton a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Emlenton?
20% Down Payment
$31,418
on $157,090
Monthly P&I
$819/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,040/mo
incl. taxes & insurance
Income Needed
$41,600
gross annual (30% rule)
10% Down Option
$15,709
+ PMI applies
Loan Amount (20% dn)
$125,672
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Emlenton, PA?
The median home value in Emlenton is $157,090 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Emlenton?
Over the past year, home values in Emlenton have increased by 1.8%. Over five years, prices have risen approximately 12.3%.
How much do I need to earn to buy a home in Emlenton?
To comfortably afford the median home price of $157,090 with a 20% down payment ($31,418) at today's rates (6.8%), you'd need a gross annual income of approximately $41,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Emlenton compare to the national average home price?
The national median home value is approximately $410,000. At $157,090, homes in Emlenton are 62% below the national average.
What metro area is Emlenton part of?
Emlenton is part of the Oil City, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.