Market Overview
Home Prices in Emporium, PA
The median home value in Emporium, PA is $107,124 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 12.9% compared to a year ago and up 14.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Emporium are priced74% below average. Emporium is part of the St. Marys, PA metro area.
Over the past five years, Emporium home values have fallen by approximately30.1%, reflecting softening conditions in this market.
Price History
Emporium Home Price Trend
City Comparison
Emporium vs. National Median
At $107,124, homes in Emporium cost 74% below the national median of $410,000. This makes Emporium a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Emporium?
20% Down Payment
$21,425
on $107,124
Monthly P&I
$559/mo
30-yr @ 6.8%
Total Monthly Est.
~$710/mo
incl. taxes & insurance
Income Needed
$28,400
gross annual (30% rule)
10% Down Option
$10,712
+ PMI applies
Loan Amount (20% dn)
$85,699
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Emporium, PA?
The median home value in Emporium is $107,124 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 12.9% year-over-year.
How much have home prices changed in Emporium?
Over the past year, home values in Emporium have decreased by 12.9%. Over five years, prices have fallen approximately 30.1%.
How much do I need to earn to buy a home in Emporium?
To comfortably afford the median home price of $107,124 with a 20% down payment ($21,425) at today's rates (6.8%), you'd need a gross annual income of approximately $28,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Emporium compare to the national average home price?
The national median home value is approximately $410,000. At $107,124, homes in Emporium are 74% below the national average.
What metro area is Emporium part of?
Emporium is part of the St. Marys, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.