Market Overview
Home Prices in Folsom, PA
The median home value in Folsom, PA is $338,574 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.7% compared to a year ago and up 0.8% from two years prior.
Compared to the U.S. national median of $410,000, homes in Folsom are priced17% below average. Folsom is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.
Over the past five years, Folsom home values have risen by approximately25.0%, reflecting strong long-term appreciation in this market.
Price History
Folsom Home Price Trend
City Comparison
Folsom vs. National Median
At $338,574, homes in Folsom cost 17% below the national median of $410,000. This makes Folsom a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Folsom?
20% Down Payment
$67,715
on $338,574
Monthly P&I
$1,766/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,243/mo
incl. taxes & insurance
Income Needed
$89,720
gross annual (30% rule)
10% Down Option
$33,857
+ PMI applies
Loan Amount (20% dn)
$270,859
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Folsom, PA?
The median home value in Folsom is $338,574 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.7% year-over-year.
How much have home prices changed in Folsom?
Over the past year, home values in Folsom have increased by 1.7%. Over five years, prices have risen approximately 25.0%.
How much do I need to earn to buy a home in Folsom?
To comfortably afford the median home price of $338,574 with a 20% down payment ($67,715) at today's rates (6.8%), you'd need a gross annual income of approximately $89,720. This assumes keeping total housing costs at or below 30% of gross income.
How does Folsom compare to the national average home price?
The national median home value is approximately $410,000. At $338,574, homes in Folsom are 17% below the national average.
What metro area is Folsom part of?
Folsom is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. Home prices and market conditions can vary across the broader metro region.