📍 Garnet Valley, PA · Zillow ZHVI · July 2026

Average Home Price in
Garnet Valley, PA

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area · Delaware County County

Median Home Value
$706,987
↑ 2.2% year-over-year
vs. National Median
$410,000
Garnet Valley is 72% above
Est. Monthly Payment
$3,687/mo
20% down · 6.8% rate
Income Needed
$187K
gross annual (30% rule)
Median Home Value
$706,987
↑ 2.2% year-over-year

Down Payment (20%)$141,397
Monthly P&I$3,687/mo
With Taxes & Ins.~$4,682/mo
Income Needed$187,280/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Garnet Valley, PA

The median home value in Garnet Valley, PA is $706,987 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 2.2% compared to a year ago and up 3.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Garnet Valley are priced72% above average. Garnet Valley is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.

Over the past five years, Garnet Valley home values have risen by approximately36.8%, reflecting strong long-term appreciation in this market.

City Comparison

Garnet Valley vs. National Median

🏠 Garnet Valley
$706,987
National Median
$410,000

At $706,987, homes in Garnet Valley cost 72% above the national median of $410,000. Buyers in Garnet Valley should expect to pay a premium compared to most U.S. markets.

Affordability

What Does It Cost to Buy in Garnet Valley?

20% Down Payment
$141,397
on $706,987
Monthly P&I
$3,687/mo
30-yr @ 6.8%
Total Monthly Est.
~$4,682/mo
incl. taxes & insurance
Income Needed
$187,280
gross annual (30% rule)
10% Down Option
$70,699
+ PMI applies
Loan Amount (20% dn)
$565,590
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Garnet Valley, PA?
The median home value in Garnet Valley is $706,987 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 2.2% year-over-year.
How much have home prices changed in Garnet Valley?
Over the past year, home values in Garnet Valley have increased by 2.2%. Over five years, prices have risen approximately 36.8%.
How much do I need to earn to buy a home in Garnet Valley?
To comfortably afford the median home price of $706,987 with a 20% down payment ($141,397) at today's rates (6.8%), you'd need a gross annual income of approximately $187,280. This assumes keeping total housing costs at or below 30% of gross income.
How does Garnet Valley compare to the national average home price?
The national median home value is approximately $410,000. At $706,987, homes in Garnet Valley are 72% above the national average.
What metro area is Garnet Valley part of?
Garnet Valley is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. Home prices and market conditions can vary across the broader metro region.