Market Overview
Home Prices in Garrett, PA
The median home value in Garrett, PA is $158,387 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.8% compared to a year ago and down 5.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Garrett are priced61% below average. Garrett is part of the Somerset, PA metro area.
Over the past five years, Garrett home values have risen by approximately10.9%, reflecting steady appreciation in this market.
Price History
Garrett Home Price Trend
City Comparison
Garrett vs. National Median
At $158,387, homes in Garrett cost 61% below the national median of $410,000. This makes Garrett a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Garrett?
20% Down Payment
$31,677
on $158,387
Monthly P&I
$826/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,049/mo
incl. taxes & insurance
Income Needed
$41,960
gross annual (30% rule)
10% Down Option
$15,839
+ PMI applies
Loan Amount (20% dn)
$126,710
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Garrett, PA?
The median home value in Garrett is $158,387 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.8% year-over-year.
How much have home prices changed in Garrett?
Over the past year, home values in Garrett have increased by 9.8%. Over five years, prices have risen approximately 10.9%.
How much do I need to earn to buy a home in Garrett?
To comfortably afford the median home price of $158,387 with a 20% down payment ($31,677) at today's rates (6.8%), you'd need a gross annual income of approximately $41,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Garrett compare to the national average home price?
The national median home value is approximately $410,000. At $158,387, homes in Garrett are 61% below the national average.
What metro area is Garrett part of?
Garrett is part of the Somerset, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.