Market Overview
Home Prices in Girardville, PA
The median home value in Girardville, PA is $37,080 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 12.6% compared to a year ago and up 1.1% from two years prior.
Compared to the U.S. national median of $410,000, homes in Girardville are priced91% below average. Girardville is part of the Pottsville, PA metro area.
Over the past five years, Girardville home values have risen by approximately11.0%, reflecting steady appreciation in this market.
Price History
Girardville Home Price Trend
City Comparison
Girardville vs. National Median
At $37,080, homes in Girardville cost 91% below the national median of $410,000. This makes Girardville a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Girardville?
20% Down Payment
$7,416
on $37,080
Monthly P&I
$193/mo
30-yr @ 6.8%
Total Monthly Est.
~$245/mo
incl. taxes & insurance
Income Needed
$9,800
gross annual (30% rule)
10% Down Option
$3,708
+ PMI applies
Loan Amount (20% dn)
$29,664
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Girardville, PA?
The median home value in Girardville is $37,080 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 12.6% year-over-year.
How much have home prices changed in Girardville?
Over the past year, home values in Girardville have decreased by 12.6%. Over five years, prices have risen approximately 11.0%.
How much do I need to earn to buy a home in Girardville?
To comfortably afford the median home price of $37,080 with a 20% down payment ($7,416) at today's rates (6.8%), you'd need a gross annual income of approximately $9,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Girardville compare to the national average home price?
The national median home value is approximately $410,000. At $37,080, homes in Girardville are 91% below the national average.
What metro area is Girardville part of?
Girardville is part of the Pottsville, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.