Market Overview
Home Prices in Indiana, PA
The median home value in Indiana, PA is $207,363 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 7.3% compared to a year ago and up 2.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Indiana are priced49% below average. Indiana is part of the Indiana, PA metro area.
Over the past five years, Indiana home values have risen by approximately30.8%, reflecting strong long-term appreciation in this market.
Price History
Indiana Home Price Trend
City Comparison
Indiana vs. National Median
At $207,363, homes in Indiana cost 49% below the national median of $410,000. This makes Indiana a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Indiana?
20% Down Payment
$41,473
on $207,363
Monthly P&I
$1,081/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,373/mo
incl. taxes & insurance
Income Needed
$54,920
gross annual (30% rule)
10% Down Option
$20,736
+ PMI applies
Loan Amount (20% dn)
$165,890
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Indiana, PA?
The median home value in Indiana is $207,363 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 7.3% year-over-year.
How much have home prices changed in Indiana?
Over the past year, home values in Indiana have increased by 7.3%. Over five years, prices have risen approximately 30.8%.
How much do I need to earn to buy a home in Indiana?
To comfortably afford the median home price of $207,363 with a 20% down payment ($41,473) at today's rates (6.8%), you'd need a gross annual income of approximately $54,920. This assumes keeping total housing costs at or below 30% of gross income.
How does Indiana compare to the national average home price?
The national median home value is approximately $410,000. At $207,363, homes in Indiana are 49% below the national average.
What metro area is Indiana part of?
Indiana is part of the Indiana, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.