Market Overview
Home Prices in Irwin, PA
The median home value in Irwin, PA is $269,658 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 0.4% compared to a year ago and up 3.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Irwin are priced34% below average. Irwin is part of the Pittsburgh, PA metro area.
Over the past five years, Irwin home values have risen by approximately18.4%, reflecting steady appreciation in this market.
Price History
Irwin Home Price Trend
City Comparison
Irwin vs. National Median
At $269,658, homes in Irwin cost 34% below the national median of $410,000. This makes Irwin a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Irwin?
20% Down Payment
$53,932
on $269,658
Monthly P&I
$1,406/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,786/mo
incl. taxes & insurance
Income Needed
$71,440
gross annual (30% rule)
10% Down Option
$26,966
+ PMI applies
Loan Amount (20% dn)
$215,726
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Irwin, PA?
The median home value in Irwin is $269,658 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 0.4% year-over-year.
How much have home prices changed in Irwin?
Over the past year, home values in Irwin have decreased by 0.4%. Over five years, prices have risen approximately 18.4%.
How much do I need to earn to buy a home in Irwin?
To comfortably afford the median home price of $269,658 with a 20% down payment ($53,932) at today's rates (6.8%), you'd need a gross annual income of approximately $71,440. This assumes keeping total housing costs at or below 30% of gross income.
How does Irwin compare to the national average home price?
The national median home value is approximately $410,000. At $269,658, homes in Irwin are 34% below the national average.
What metro area is Irwin part of?
Irwin is part of the Pittsburgh, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.