Market Overview
Home Prices in James Creek, PA
The median home value in James Creek, PA is $213,681 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.1% compared to a year ago and up 0.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in James Creek are priced48% below average. James Creek is part of the Huntingdon, PA metro area.
Price History
James Creek Home Price Trend
2024
$211,066
$211K
—
2025
$211,441
$211K
+0.2%
2026
$213,681
$214K
+1.1%
City Comparison
James Creek vs. National Median
🏠 James Creek
$213,681
National Median
$410,000
At $213,681, homes in James Creek cost 48% below the national median of $410,000. This makes James Creek a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in James Creek?
20% Down Payment
$42,736
on $213,681
Monthly P&I
$1,114/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,415/mo
incl. taxes & insurance
Income Needed
$56,600
gross annual (30% rule)
10% Down Option
$21,368
+ PMI applies
Loan Amount (20% dn)
$170,945
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in James Creek, PA?
The median home value in James Creek is $213,681 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.1% year-over-year.
How much have home prices changed in James Creek?
Over the past year, home values in James Creek have increased by 1.1%.
How much do I need to earn to buy a home in James Creek?
To comfortably afford the median home price of $213,681 with a 20% down payment ($42,736) at today's rates (6.8%), you'd need a gross annual income of approximately $56,600. This assumes keeping total housing costs at or below 30% of gross income.
How does James Creek compare to the national average home price?
The national median home value is approximately $410,000. At $213,681, homes in James Creek are 48% below the national average.
What metro area is James Creek part of?
James Creek is part of the Huntingdon, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.