Market Overview
Home Prices in Kutztown, PA
The median home value in Kutztown, PA is $369,672 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.8% compared to a year ago and up 4.3% from two years prior.
Compared to the U.S. national median of $410,000, homes in Kutztown are priced10% below average. Kutztown is part of the Reading, PA metro area.
Over the past five years, Kutztown home values have risen by approximately34.7%, reflecting strong long-term appreciation in this market.
Price History
Kutztown Home Price Trend
City Comparison
Kutztown vs. National Median
At $369,672, homes in Kutztown cost 10% below the national median of $410,000. This makes Kutztown a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Kutztown?
20% Down Payment
$73,934
on $369,672
Monthly P&I
$1,928/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,449/mo
incl. taxes & insurance
Income Needed
$97,960
gross annual (30% rule)
10% Down Option
$36,967
+ PMI applies
Loan Amount (20% dn)
$295,738
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Kutztown, PA?
The median home value in Kutztown is $369,672 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.8% year-over-year.
How much have home prices changed in Kutztown?
Over the past year, home values in Kutztown have increased by 3.8%. Over five years, prices have risen approximately 34.7%.
How much do I need to earn to buy a home in Kutztown?
To comfortably afford the median home price of $369,672 with a 20% down payment ($73,934) at today's rates (6.8%), you'd need a gross annual income of approximately $97,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Kutztown compare to the national average home price?
The national median home value is approximately $410,000. At $369,672, homes in Kutztown are 10% below the national average.
What metro area is Kutztown part of?
Kutztown is part of the Reading, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.