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📍 Lilly, PA · Zillow ZHVI · July 2026

Average Home Price in
Lilly, PA

Johnstown, PA metro area · Cambria County County

Median Home Value
$142,615
↓ 6.3% year-over-year
vs. National Median
$410,000
Lilly is 65% below
Est. Monthly Payment
$744/mo
20% down · 6.8% rate
Income Needed
$38K
gross annual (30% rule)
Median Home Value
$142,615
↓ 6.3% year-over-year
Down Payment (20%)$28,523
Monthly P&I$744/mo
With Taxes & Ins.~$945/mo
Income Needed$37,800/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Lilly, PA

The median home value in Lilly, PA is $142,615 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 6.3% compared to a year ago and up 0.9% from two years prior.

Compared to the U.S. national median of $410,000, homes in Lilly are priced65% below average. Lilly is part of the Johnstown, PA metro area.

City Comparison

Lilly vs. National Median

🏠 Lilly
$142,615
National Median
$410,000

At $142,615, homes in Lilly cost 65% below the national median of $410,000. This makes Lilly a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Lilly?

20% Down Payment
$28,523
on $142,615
Monthly P&I
$744/mo
30-yr @ 6.8%
Total Monthly Est.
~$945/mo
incl. taxes & insurance
Income Needed
$37,800
gross annual (30% rule)
10% Down Option
$14,262
+ PMI applies
Loan Amount (20% dn)
$114,092
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Lilly, PA?
The median home value in Lilly is $142,615 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 6.3% year-over-year.
How much have home prices changed in Lilly?
Over the past year, home values in Lilly have decreased by 6.3%.
How much do I need to earn to buy a home in Lilly?
To comfortably afford the median home price of $142,615 with a 20% down payment ($28,523) at today's rates (6.8%), you'd need a gross annual income of approximately $37,800. This assumes keeping total housing costs at or below 30% of gross income.
How does Lilly compare to the national average home price?
The national median home value is approximately $410,000. At $142,615, homes in Lilly are 65% below the national average.
What metro area is Lilly part of?
Lilly is part of the Johnstown, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.