Market Overview
Home Prices in Martinsburg, PA
The median home value in Martinsburg, PA is $257,472 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 9.5% compared to a year ago and up 1.4% from two years prior.
Compared to the U.S. national median of $410,000, homes in Martinsburg are priced37% below average. Martinsburg is part of the Altoona, PA metro area.
Over the past five years, Martinsburg home values have risen by approximately23.9%, reflecting strong long-term appreciation in this market.
Price History
Martinsburg Home Price Trend
City Comparison
Martinsburg vs. National Median
At $257,472, homes in Martinsburg cost 37% below the national median of $410,000. This makes Martinsburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Martinsburg?
20% Down Payment
$51,494
on $257,472
Monthly P&I
$1,343/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,706/mo
incl. taxes & insurance
Income Needed
$68,240
gross annual (30% rule)
10% Down Option
$25,747
+ PMI applies
Loan Amount (20% dn)
$205,978
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Martinsburg, PA?
The median home value in Martinsburg is $257,472 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 9.5% year-over-year.
How much have home prices changed in Martinsburg?
Over the past year, home values in Martinsburg have increased by 9.5%. Over five years, prices have risen approximately 23.9%.
How much do I need to earn to buy a home in Martinsburg?
To comfortably afford the median home price of $257,472 with a 20% down payment ($51,494) at today's rates (6.8%), you'd need a gross annual income of approximately $68,240. This assumes keeping total housing costs at or below 30% of gross income.
How does Martinsburg compare to the national average home price?
The national median home value is approximately $410,000. At $257,472, homes in Martinsburg are 37% below the national average.
What metro area is Martinsburg part of?
Martinsburg is part of the Altoona, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.