Market Overview
Home Prices in Middleburg, PA
The median home value in Middleburg, PA is $250,694 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.2% compared to a year ago and up 2.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Middleburg are priced39% below average. Middleburg is part of the Selinsgrove, PA metro area.
Price History
Middleburg Home Price Trend
2024
$237,696
$238K
—
2025
$242,866
$243K
+2.2%
2026
$250,694
$251K
+3.2%
City Comparison
Middleburg vs. National Median
🏠 Middleburg
$250,694
National Median
$410,000
At $250,694, homes in Middleburg cost 39% below the national median of $410,000. This makes Middleburg a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Middleburg?
20% Down Payment
$50,139
on $250,694
Monthly P&I
$1,307/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,660/mo
incl. taxes & insurance
Income Needed
$66,400
gross annual (30% rule)
10% Down Option
$25,069
+ PMI applies
Loan Amount (20% dn)
$200,555
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Middleburg, PA?
The median home value in Middleburg is $250,694 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.2% year-over-year.
How much have home prices changed in Middleburg?
Over the past year, home values in Middleburg have increased by 3.2%.
How much do I need to earn to buy a home in Middleburg?
To comfortably afford the median home price of $250,694 with a 20% down payment ($50,139) at today's rates (6.8%), you'd need a gross annual income of approximately $66,400. This assumes keeping total housing costs at or below 30% of gross income.
How does Middleburg compare to the national average home price?
The national median home value is approximately $410,000. At $250,694, homes in Middleburg are 39% below the national average.
What metro area is Middleburg part of?
Middleburg is part of the Selinsgrove, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.