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📍 Mill Creek, PA · Zillow ZHVI · July 2026

Average Home Price in
Mill Creek, PA

Huntingdon, PA metro area · Huntingdon County County

Median Home Value
$174,071
↑ 3.3% year-over-year
vs. National Median
$410,000
Mill Creek is 58% below
Est. Monthly Payment
$908/mo
20% down · 6.8% rate
Income Needed
$46K
gross annual (30% rule)
Median Home Value
$174,071
↑ 3.3% year-over-year
Down Payment (20%)$34,814
Monthly P&I$908/mo
With Taxes & Ins.~$1,153/mo
Income Needed$46,120/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Mill Creek, PA

The median home value in Mill Creek, PA is $174,071 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.3% compared to a year ago and up 0.8% from two years prior.

Compared to the U.S. national median of $410,000, homes in Mill Creek are priced58% below average. Mill Creek is part of the Huntingdon, PA metro area.

City Comparison

Mill Creek vs. National Median

🏠 Mill Creek
$174,071
National Median
$410,000

At $174,071, homes in Mill Creek cost 58% below the national median of $410,000. This makes Mill Creek a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Mill Creek?

20% Down Payment
$34,814
on $174,071
Monthly P&I
$908/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,153/mo
incl. taxes & insurance
Income Needed
$46,120
gross annual (30% rule)
10% Down Option
$17,407
+ PMI applies
Loan Amount (20% dn)
$139,257
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Mill Creek, PA?
The median home value in Mill Creek is $174,071 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.3% year-over-year.
How much have home prices changed in Mill Creek?
Over the past year, home values in Mill Creek have increased by 3.3%.
How much do I need to earn to buy a home in Mill Creek?
To comfortably afford the median home price of $174,071 with a 20% down payment ($34,814) at today's rates (6.8%), you'd need a gross annual income of approximately $46,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Mill Creek compare to the national average home price?
The national median home value is approximately $410,000. At $174,071, homes in Mill Creek are 58% below the national average.
What metro area is Mill Creek part of?
Mill Creek is part of the Huntingdon, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.