Market Overview
Home Prices in Mill Hall, PA
The median home value in Mill Hall, PA is $230,749 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 3.5% compared to a year ago and up 4.7% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mill Hall are priced44% below average. Mill Hall is part of the Lock Haven, PA metro area.
Over the past five years, Mill Hall home values have risen by approximately21.5%, reflecting strong long-term appreciation in this market.
Price History
Mill Hall Home Price Trend
City Comparison
Mill Hall vs. National Median
At $230,749, homes in Mill Hall cost 44% below the national median of $410,000. This makes Mill Hall a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mill Hall?
20% Down Payment
$46,150
on $230,749
Monthly P&I
$1,203/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,528/mo
incl. taxes & insurance
Income Needed
$61,120
gross annual (30% rule)
10% Down Option
$23,075
+ PMI applies
Loan Amount (20% dn)
$184,599
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mill Hall, PA?
The median home value in Mill Hall is $230,749 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 3.5% year-over-year.
How much have home prices changed in Mill Hall?
Over the past year, home values in Mill Hall have increased by 3.5%. Over five years, prices have risen approximately 21.5%.
How much do I need to earn to buy a home in Mill Hall?
To comfortably afford the median home price of $230,749 with a 20% down payment ($46,150) at today's rates (6.8%), you'd need a gross annual income of approximately $61,120. This assumes keeping total housing costs at or below 30% of gross income.
How does Mill Hall compare to the national average home price?
The national median home value is approximately $410,000. At $230,749, homes in Mill Hall are 44% below the national average.
What metro area is Mill Hall part of?
Mill Hall is part of the Lock Haven, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.