Market Overview
Home Prices in Monaca, PA
The median home value in Monaca, PA is $222,549 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.7% compared to a year ago and up 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Monaca are priced46% below average. Monaca is part of the Pittsburgh, PA metro area.
Over the past five years, Monaca home values have risen by approximately24.4%, reflecting strong long-term appreciation in this market.
Price History
Monaca Home Price Trend
City Comparison
Monaca vs. National Median
At $222,549, homes in Monaca cost 46% below the national median of $410,000. This makes Monaca a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Monaca?
20% Down Payment
$44,510
on $222,549
Monthly P&I
$1,161/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,474/mo
incl. taxes & insurance
Income Needed
$58,960
gross annual (30% rule)
10% Down Option
$22,255
+ PMI applies
Loan Amount (20% dn)
$178,039
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Monaca, PA?
The median home value in Monaca is $222,549 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.7% year-over-year.
How much have home prices changed in Monaca?
Over the past year, home values in Monaca have increased by 4.7%. Over five years, prices have risen approximately 24.4%.
How much do I need to earn to buy a home in Monaca?
To comfortably afford the median home price of $222,549 with a 20% down payment ($44,510) at today's rates (6.8%), you'd need a gross annual income of approximately $58,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Monaca compare to the national average home price?
The national median home value is approximately $410,000. At $222,549, homes in Monaca are 46% below the national average.
What metro area is Monaca part of?
Monaca is part of the Pittsburgh, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.