Market Overview
Home Prices in Mont Clare, PA
The median home value in Mont Clare, PA is $269,799 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 0.6% compared to a year ago and down 1.2% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mont Clare are priced34% below average. Mont Clare is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metro area.
Price History
Mont Clare Home Price Trend
2024
$271,505
$272K
—
2025
$268,278
$268K
-1.2%
2026
$269,799
$270K
+0.6%
City Comparison
Mont Clare vs. National Median
🏠 Mont Clare
$269,799
National Median
$410,000
At $269,799, homes in Mont Clare cost 34% below the national median of $410,000. This makes Mont Clare a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mont Clare?
20% Down Payment
$53,960
on $269,799
Monthly P&I
$1,407/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,787/mo
incl. taxes & insurance
Income Needed
$71,480
gross annual (30% rule)
10% Down Option
$26,980
+ PMI applies
Loan Amount (20% dn)
$215,839
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mont Clare, PA?
The median home value in Mont Clare is $269,799 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 0.6% year-over-year.
How much have home prices changed in Mont Clare?
Over the past year, home values in Mont Clare have increased by 0.6%.
How much do I need to earn to buy a home in Mont Clare?
To comfortably afford the median home price of $269,799 with a 20% down payment ($53,960) at today's rates (6.8%), you'd need a gross annual income of approximately $71,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Mont Clare compare to the national average home price?
The national median home value is approximately $410,000. At $269,799, homes in Mont Clare are 34% below the national average.
What metro area is Mont Clare part of?
Mont Clare is part of the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD metropolitan area. Home prices and market conditions can vary across the broader metro region.