📍 Montrose, PA · Zillow ZHVI · July 2026

Average Home Price in
Montrose, PA

Susquehanna County County

Median Home Value
$254,537
↑ 6.4% year-over-year
vs. National Median
$410,000
Montrose is 38% below
Est. Monthly Payment
$1,328/mo
20% down · 6.8% rate
Income Needed
$67K
gross annual (30% rule)
Median Home Value
$254,537
↑ 6.4% year-over-year

Down Payment (20%)$50,907
Monthly P&I$1,328/mo
With Taxes & Ins.~$1,687/mo
Income Needed$67,480/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Montrose, PA

The median home value in Montrose, PA is $254,537 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 6.4% compared to a year ago and up 3.5% from two years prior.

Compared to the U.S. national median of $410,000, homes in Montrose are priced38% below average.

Over the past five years, Montrose home values have risen by approximately23.7%, reflecting strong long-term appreciation in this market.

City Comparison

Montrose vs. National Median

🏠 Montrose
$254,537
National Median
$410,000

At $254,537, homes in Montrose cost 38% below the national median of $410,000. This makes Montrose a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Montrose?

20% Down Payment
$50,907
on $254,537
Monthly P&I
$1,328/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,687/mo
incl. taxes & insurance
Income Needed
$67,480
gross annual (30% rule)
10% Down Option
$25,454
+ PMI applies
Loan Amount (20% dn)
$203,630
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Montrose, PA?
The median home value in Montrose is $254,537 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 6.4% year-over-year.
How much have home prices changed in Montrose?
Over the past year, home values in Montrose have increased by 6.4%. Over five years, prices have risen approximately 23.7%.
How much do I need to earn to buy a home in Montrose?
To comfortably afford the median home price of $254,537 with a 20% down payment ($50,907) at today's rates (6.8%), you'd need a gross annual income of approximately $67,480. This assumes keeping total housing costs at or below 30% of gross income.
How does Montrose compare to the national average home price?
The national median home value is approximately $410,000. At $254,537, homes in Montrose are 38% below the national average.