Market Overview
Home Prices in Mount Carmel, PA
The median home value in Mount Carmel, PA is $62,677 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's down 4.7% compared to a year ago and up 19.6% from two years prior.
Compared to the U.S. national median of $410,000, homes in Mount Carmel are priced85% below average. Mount Carmel is part of the Sunbury, PA metro area.
Over the past five years, Mount Carmel home values have risen by approximately21.9%, reflecting strong long-term appreciation in this market.
Price History
Mount Carmel Home Price Trend
City Comparison
Mount Carmel vs. National Median
At $62,677, homes in Mount Carmel cost 85% below the national median of $410,000. This makes Mount Carmel a relatively affordable market for buyers seeking value.
Affordability
What Does It Cost to Buy in Mount Carmel?
20% Down Payment
$12,535
on $62,677
Monthly P&I
$327/mo
30-yr @ 6.8%
Total Monthly Est.
~$415/mo
incl. taxes & insurance
Income Needed
$16,600
gross annual (30% rule)
10% Down Option
$6,268
+ PMI applies
Loan Amount (20% dn)
$50,142
at current rates
Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.
FAQ
Frequently Asked Questions
What is the average home price in Mount Carmel, PA?
The median home value in Mount Carmel is $62,677 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's down 4.7% year-over-year.
How much have home prices changed in Mount Carmel?
Over the past year, home values in Mount Carmel have decreased by 4.7%. Over five years, prices have risen approximately 21.9%.
How much do I need to earn to buy a home in Mount Carmel?
To comfortably afford the median home price of $62,677 with a 20% down payment ($12,535) at today's rates (6.8%), you'd need a gross annual income of approximately $16,600. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Carmel compare to the national average home price?
The national median home value is approximately $410,000. At $62,677, homes in Mount Carmel are 85% below the national average.
What metro area is Mount Carmel part of?
Mount Carmel is part of the Sunbury, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.