📍 Mount Cobb, PA · Zillow ZHVI · July 2026

Average Home Price in
Mount Cobb, PA

Scranton--Wilkes-Barre, PA metro area · Lackawanna County County

Median Home Value
$311,673
↑ 1.8% year-over-year
vs. National Median
$410,000
Mount Cobb is 24% below
Est. Monthly Payment
$1,625/mo
20% down · 6.8% rate
Income Needed
$83K
gross annual (30% rule)
Median Home Value
$311,673
↑ 1.8% year-over-year

Down Payment (20%)$62,335
Monthly P&I$1,625/mo
With Taxes & Ins.~$2,064/mo
Income Needed$82,560/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Mount Cobb, PA

The median home value in Mount Cobb, PA is $311,673 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 1.8% compared to a year ago and up 0% from two years prior.

Compared to the U.S. national median of $410,000, homes in Mount Cobb are priced24% below average. Mount Cobb is part of the Scranton--Wilkes-Barre, PA metro area.

Over the past five years, Mount Cobb home values have risen by approximately35.0%, reflecting strong long-term appreciation in this market.

City Comparison

Mount Cobb vs. National Median

🏠 Mount Cobb
$311,673
National Median
$410,000

At $311,673, homes in Mount Cobb cost 24% below the national median of $410,000. This makes Mount Cobb a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Mount Cobb?

20% Down Payment
$62,335
on $311,673
Monthly P&I
$1,625/mo
30-yr @ 6.8%
Total Monthly Est.
~$2,064/mo
incl. taxes & insurance
Income Needed
$82,560
gross annual (30% rule)
10% Down Option
$31,167
+ PMI applies
Loan Amount (20% dn)
$249,338
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Mount Cobb, PA?
The median home value in Mount Cobb is $311,673 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 1.8% year-over-year.
How much have home prices changed in Mount Cobb?
Over the past year, home values in Mount Cobb have increased by 1.8%. Over five years, prices have risen approximately 35.0%.
How much do I need to earn to buy a home in Mount Cobb?
To comfortably afford the median home price of $311,673 with a 20% down payment ($62,335) at today's rates (6.8%), you'd need a gross annual income of approximately $82,560. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Cobb compare to the national average home price?
The national median home value is approximately $410,000. At $311,673, homes in Mount Cobb are 24% below the national average.
What metro area is Mount Cobb part of?
Mount Cobb is part of the Scranton--Wilkes-Barre, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.