📍 Mount Holly Springs, PA · Zillow ZHVI · July 2026

Average Home Price in
Mount Holly Springs, PA

Harrisburg-Carlisle, PA metro area · Cumberland County County

Median Home Value
$290,495
↑ 4.5% year-over-year
vs. National Median
$410,000
Mount Holly Springs is 29% below
Est. Monthly Payment
$1,515/mo
20% down · 6.8% rate
Income Needed
$77K
gross annual (30% rule)
Median Home Value
$290,495
↑ 4.5% year-over-year

Down Payment (20%)$58,099
Monthly P&I$1,515/mo
With Taxes & Ins.~$1,924/mo
Income Needed$76,960/yr
Data SourceZillow ZHVI
Market Overview

Home Prices in Mount Holly Springs, PA

The median home value in Mount Holly Springs, PA is $290,495 as of mid-2026, according to Zillow's Home Value Index (ZHVI).That's up 4.5% compared to a year ago and up 4.4% from two years prior.

Compared to the U.S. national median of $410,000, homes in Mount Holly Springs are priced29% below average. Mount Holly Springs is part of the Harrisburg-Carlisle, PA metro area.

Over the past five years, Mount Holly Springs home values have risen by approximately33.1%, reflecting strong long-term appreciation in this market.

City Comparison

Mount Holly Springs vs. National Median

🏠 Mount Holly Springs
$290,495
National Median
$410,000

At $290,495, homes in Mount Holly Springs cost 29% below the national median of $410,000. This makes Mount Holly Springs a relatively affordable market for buyers seeking value.

Affordability

What Does It Cost to Buy in Mount Holly Springs?

20% Down Payment
$58,099
on $290,495
Monthly P&I
$1,515/mo
30-yr @ 6.8%
Total Monthly Est.
~$1,924/mo
incl. taxes & insurance
Income Needed
$76,960
gross annual (30% rule)
10% Down Option
$29,050
+ PMI applies
Loan Amount (20% dn)
$232,396
at current rates

Estimates assume a 30-year fixed mortgage at 6.8%. Monthly total includes estimated property taxes and homeowner's insurance. Actual costs vary.

FAQ

Frequently Asked Questions

What is the average home price in Mount Holly Springs, PA?
The median home value in Mount Holly Springs is $290,495 as of mid-2026, according to Zillow's Home Value Index (ZHVI). That's up 4.5% year-over-year.
How much have home prices changed in Mount Holly Springs?
Over the past year, home values in Mount Holly Springs have increased by 4.5%. Over five years, prices have risen approximately 33.1%.
How much do I need to earn to buy a home in Mount Holly Springs?
To comfortably afford the median home price of $290,495 with a 20% down payment ($58,099) at today's rates (6.8%), you'd need a gross annual income of approximately $76,960. This assumes keeping total housing costs at or below 30% of gross income.
How does Mount Holly Springs compare to the national average home price?
The national median home value is approximately $410,000. At $290,495, homes in Mount Holly Springs are 29% below the national average.
What metro area is Mount Holly Springs part of?
Mount Holly Springs is part of the Harrisburg-Carlisle, PA metropolitan area. Home prices and market conditions can vary across the broader metro region.